LP_The Quiet Spread

New research examines 225,000+ transactions across 92 community banks over 13 months — tracing actual customer fund movements between bank accounts and crypto platforms. The findings have direct implications for community banks and their deposit and lending stability.

 

What's inside:

  • Why existing deposit pathways make yield-bearing stablecoins a near-term threat, not a future one
  • Which deposit types are most exposed — and the direction of fund flows
  • What community bankers should do before the deadline passes

This is your data. You deserve to see it clearly.

 

READ OUR UPDATES:

The Quiet Spread: Four Months Later (May 2026)

The Quiet Spread: Seven Months Later (September 2026)



 

View the Complete Findings

No form required. Just the data community banks need.